Канал: Sean Mullaney

What's the Worst Assumption in Personal Finance?

What's the Worst Assumption in Personal Finance?

Leave Some of Your IRA to the Church?

Leave Some of Your IRA to the Church?

2024 Solo 401(k) Vs. SEP IRA

2024 Solo 401(k) Vs. SEP IRA

Solo 401(k) Roth Employer Contributions? Worth It?

Solo 401(k) Roth Employer Contributions? Worth It?

Form 5329 for the Rule of 55 and 72(t) Payment Plans

Form 5329 for the Rule of 55 and 72(t) Payment Plans

Rule of 55: Six Things to Know

Rule of 55: Six Things to Know

Traditional or Roth for a High Earning 28 Year Old?

Traditional or Roth for a High Earning 28 Year Old?

HSA Hack for Married Couples Age 55+

HSA Hack for Married Couples Age 55+

After-Tax 401(k) Contributions Can Become Roth IRAs

After-Tax 401(k) Contributions Can Become Roth IRAs

IRMAA and Widow's Tax Trap: Does An 80 Year-Old Widow Stand a Chance?

IRMAA and Widow's Tax Trap: Does An 80 Year-Old Widow Stand a Chance?

How Much Tax Does a 71 Year-Old Married Couple Pay in Retirement?

How Much Tax Does a 71 Year-Old Married Couple Pay in Retirement?

Trump Proposes Eliminating Income Tax on Social Security

Trump Proposes Eliminating Income Tax on Social Security

Pay NO Federal Income Taxes in Retirement!!!

Pay NO Federal Income Taxes in Retirement!!!

Vanguard to Ascensus Solo 401(k) Transfer is Done!

Vanguard to Ascensus Solo 401(k) Transfer is Done!

Combining the Roth 401(k) and the Rule of 55

Combining the Roth 401(k) and the Rule of 55

CLOSING ARGUMENT: Never Buy a Vacation Home

CLOSING ARGUMENT: Never Buy a Vacation Home

Steal from Canada to Improve the Roth IRA

Steal from Canada to Improve the Roth IRA

Realization is Required for a Constitutional Income Tax

Realization is Required for a Constitutional Income Tax

CLOSING ARGUMENT: Take Social Security at 70!

CLOSING ARGUMENT: Take Social Security at 70!

QUICK REACTION: Supreme Court Decides Moore vs. United States, Taxpayers Lose, Realization Ahead

QUICK REACTION: Supreme Court Decides Moore vs. United States, Taxpayers Lose, Realization Ahead

CLOSING ARGUMENT: Take Social Security at 62!

CLOSING ARGUMENT: Take Social Security at 62!

Does the Solo 401(k) Qualify for the Rule of 55?

Does the Solo 401(k) Qualify for the Rule of 55?

Paying Tax on Roth Conversions in Retirement

Paying Tax on Roth Conversions in Retirement

Is the Backdoor Roth IRA Worth It?

Is the Backdoor Roth IRA Worth It?

Roth IRA Confusion?

Roth IRA Confusion?

Washington Post Has People Worried About Social Security

Washington Post Has People Worried About Social Security

8 Reasons the 401(k) Conventional Wisdom is Wrong

8 Reasons the 401(k) Conventional Wisdom is Wrong

False Precision and Financial Planning

False Precision and Financial Planning

How Much Tax on a Roth Conversion?

How Much Tax on a Roth Conversion?

Vanguard Exits the Solo 401(k) Business

Vanguard Exits the Solo 401(k) Business

Was I Wrong? Is a $3M Traditional IRA Going to Get Crushed by Taxes?

Was I Wrong? Is a $3M Traditional IRA Going to Get Crushed by Taxes?

Will the Widow's Tax Trap Crush a $3M Traditional IRA?

Will the Widow's Tax Trap Crush a $3M Traditional IRA?

Taxes Will Crush This $3M Traditional IRA!!! Or Maybe Not

Taxes Will Crush This $3M Traditional IRA!!! Or Maybe Not

Three Common Tax Return Mistakes When Reporting a Backdoor Roth IRA!

Three Common Tax Return Mistakes When Reporting a Backdoor Roth IRA!

72(t) Portfolio Allocation

72(t) Portfolio Allocation

How Do You Pay the Income Tax on a Roth Conversion?

How Do You Pay the Income Tax on a Roth Conversion?

There's Something Missing from the Annuities Conversation

There's Something Missing from the Annuities Conversation

Cleaning Up an Old Traditional IRA

Cleaning Up an Old Traditional IRA

IRA to 401(k) Roll Over?

IRA to 401(k) Roll Over?

SECURE 2.0 In Trouble After Court Decision!!!

SECURE 2.0 In Trouble After Court Decision!!!

It's Not Too Late for a 2023 Backdoor Roth IRA!

It's Not Too Late for a 2023 Backdoor Roth IRA!

Marriage and Deducting a Traditional IRA Contribution

Marriage and Deducting a Traditional IRA Contribution

Married or Single? Why the Tax Laws Want You Married!

Married or Single? Why the Tax Laws Want You Married!

2024 Section 199A Dividends

2024 Section 199A Dividends

Buy Rental Real Estate to do Tax Planning?

Buy Rental Real Estate to do Tax Planning?

VTSAX Form 1099-DIV: What Does It Mean for Your Tax Return?

VTSAX Form 1099-DIV: What Does It Mean for Your Tax Return?

A Roth 401(k) is NOT a Super Sized Roth IRA!!!

A Roth 401(k) is NOT a Super Sized Roth IRA!!!

Reducing 72(t) Payments

Reducing 72(t) Payments

The Pro-Rata Rule in Google Sheets

The Pro-Rata Rule in Google Sheets

Four Problems with Self Directed IRAs and 401(k)s

Four Problems with Self Directed IRAs and 401(k)s

Happy Festivus!!! 2023 Airing of Personal Finance Grievances

Happy Festivus!!! 2023 Airing of Personal Finance Grievances

Avoid Roth Conversions???

Avoid Roth Conversions???

Moore vs United States: Realization, the 16th Amendment, and a Prediction

Moore vs United States: Realization, the 16th Amendment, and a Prediction

Moore vs. US Supreme Court Oral Arguments

Moore vs. US Supreme Court Oral Arguments

72(t) Payments in Google Sheets

72(t) Payments in Google Sheets

Did IBM Just Radically Change 401(k)s and Retirement Saving?

Did IBM Just Radically Change 401(k)s and Retirement Saving?

Taxable Accounts Instead of 401(k)s?

Taxable Accounts Instead of 401(k)s?

2024 Solo 401(k) Updates

2024 Solo 401(k) Updates

Should You Take Social Security at 62 to Invest It?

Should You Take Social Security at 62 to Invest It?

Do You Have a Hidden Roth IRA?

Do You Have a Hidden Roth IRA?

Roth Conversions Before It's Too Late?!?!

Roth Conversions Before It's Too Late?!?!

Why I Like High Deductible Health Plans #hsa

Why I Like High Deductible Health Plans #hsa

Why High Deductible G is My Favorite Medicare Supplement Plan

Why High Deductible G is My Favorite Medicare Supplement Plan

The Two Paths of Medicare

The Two Paths of Medicare

SECURE 2.0 and Solo 401(k)s

SECURE 2.0 and Solo 401(k)s

There's a Problem in the FIRE Movement

There's a Problem in the FIRE Movement

Backdoor Roth IRAs are Not Trapped!!!

Backdoor Roth IRAs are Not Trapped!!!

Three Great Roth Contributions

Three Great Roth Contributions

Traditional Versus Roth 2023

Traditional Versus Roth 2023

The Tax Hikes are Coming!!! Or Maybe Not

The Tax Hikes are Coming!!! Or Maybe Not

The Widow's Tax Trap Will Crush Your Retirement!!! Or Maybe Not

The Widow's Tax Trap Will Crush Your Retirement!!! Or Maybe Not

RMDs Will Crush Your Retirement!!! Or Maybe Not

RMDs Will Crush Your Retirement!!! Or Maybe Not

Income Tax Withholding on Roth Conversions?

Income Tax Withholding on Roth Conversions?

The Four Kinds of Roth IRA Distributions

The Four Kinds of Roth IRA Distributions

Why Doesn't My Financial Institution Know My IRA Basis?

Why Doesn't My Financial Institution Know My IRA Basis?

Don't Sweat the Roth IRA 5 Year Clocks

Don't Sweat the Roth IRA 5 Year Clocks

When Should I Take Social Security?

When Should I Take Social Security?

Why Not Real Estate in an IRA

Why Not Real Estate in an IRA

The Supreme Court Takes a Tax Case!!! Moore vs United States

The Supreme Court Takes a Tax Case!!! Moore vs United States

One Question to Ask to Save Social Security

One Question to Ask to Save Social Security

Roth IRAs and College

Roth IRAs and College

Moving Retirement Account Basis #401k #IRA #retirementplanning

Moving Retirement Account Basis #401k #IRA #retirementplanning

Biggest Roth IRA Misconception

Biggest Roth IRA Misconception

Time to Focus on Estate Planning

Time to Focus on Estate Planning

The Problem with Traditional IRAs

The Problem with Traditional IRAs

Tax Planning for Kids

Tax Planning for Kids

The Tax Problem of the Accidental Landlord

The Tax Problem of the Accidental Landlord

Emergency Accounts in 401(k)s

Emergency Accounts in 401(k)s

Solo 401(k)s and the Mega Backdoor Roth

Solo 401(k)s and the Mega Backdoor Roth

Inherited HSAs

Inherited HSAs

Roth Conversions Versus Tax Gain Harvesting

Roth Conversions Versus Tax Gain Harvesting

Traditional Versus Roth

Traditional Versus Roth

One More Year Syndrome and Social Security

One More Year Syndrome and Social Security

Inherited Roth IRAs

Inherited Roth IRAs

Mega Backdoor Roth Versus Employer Roth 401(k) Contributions

Mega Backdoor Roth Versus Employer Roth 401(k) Contributions

Three Problems with Gifting Young Children Brokerage Accounts

Three Problems with Gifting Young Children Brokerage Accounts

Depreciation Deduction in Jail?

Depreciation Deduction in Jail?

529 to Roth IRA Rollover

529 to Roth IRA Rollover

SECURE 2.0 Goes to Court

SECURE 2.0 Goes to Court

The 529 Isn't All It's Cracked Up to Be

The 529 Isn't All It's Cracked Up to Be

HSA Tax Break in Jeopardy? Why I Don't Believe It Is

HSA Tax Break in Jeopardy? Why I Don't Believe It Is

Backdoor Roth IRA Tax Return Reporting

Backdoor Roth IRA Tax Return Reporting

2023 Section 199A Dividends

2023 Section 199A Dividends

Emergency Access to Retirement Accounts

Emergency Access to Retirement Accounts

SECURE 2.0 Roth 401(k) Changes

SECURE 2.0 Roth 401(k) Changes

Two SECURE 2.0 Takeaways for the FI Community

Two SECURE 2.0 Takeaways for the FI Community

End the Pro-Rata Rule

End the Pro-Rata Rule

Festivus Airing of Financial Planning Grievances

Festivus Airing of Financial Planning Grievances

BREAKING: Two BIG Problems with the New SECURE 2.0

BREAKING: Two BIG Problems with the New SECURE 2.0

2023 RMDs and Roth Conversions

2023 RMDs and Roth Conversions

The Super HSA

The Super HSA

SECURE 2.0: A Lump of Coal from the Lame Duck Congress?

SECURE 2.0: A Lump of Coal from the Lame Duck Congress?

2022 Year-End Tax Planning

2022 Year-End Tax Planning

The Problem with Mega Backdoor Roth IRAs

The Problem with Mega Backdoor Roth IRAs

2022 Year-End Planning for Inherited Retirement Accounts

2022 Year-End Planning for Inherited Retirement Accounts

The Odd Quirk of the Roth IRA MAGI Rule

The Odd Quirk of the Roth IRA MAGI Rule

Social Security UPDATE and Inflation Adjusting Social Security Earnings

Social Security UPDATE and Inflation Adjusting Social Security Earnings

Unique Tax Loss Harvesting for 2022

Unique Tax Loss Harvesting for 2022

UPDATE: The Solo 401(k) Just Got Better!

UPDATE: The Solo 401(k) Just Got Better!

How Many IRAs Do You Have?

How Many IRAs Do You Have?

Three Tax Planning Implications of the Step-Up in Basis at Death

Three Tax Planning Implications of the Step-Up in Basis at Death

The Future of Solo 401(k)s

The Future of Solo 401(k)s

The Odd History of the Solo 401(k)

The Odd History of the Solo 401(k)

Solo 401(k) Book Launch Day!

Solo 401(k) Book Launch Day!

Happy Solo 401(k) Season!

Happy Solo 401(k) Season!

Solo 401(k) & Financial Independence

Solo 401(k) & Financial Independence

Three Problems with Roth Conversion Ladders

Three Problems with Roth Conversion Ladders

Three Advantages of Drawing Down Taxable Assets First in Early Retirement

Three Advantages of Drawing Down Taxable Assets First in Early Retirement

UPDATE: HSA Account Holders Miss a Big Opportunity!

UPDATE: HSA Account Holders Miss a Big Opportunity!

Solo 401(k) Opens the Door to the Roth IRA

Solo 401(k) Opens the Door to the Roth IRA

Backdoor Roth IRA and December 31st

Backdoor Roth IRA and December 31st

SEP IRA vs Solo 401(k)

SEP IRA vs Solo 401(k)

There's Nothing More Permanent Than a Temporary Tax Cut

There's Nothing More Permanent Than a Temporary Tax Cut

SOLO 401(k) BOOK PRESALE AT FINCON

SOLO 401(k) BOOK PRESALE AT FINCON

BOOK ANNOUNCEMENT: Solo 401(k): The Solopreneur's Retirement Account Launches October 4th

BOOK ANNOUNCEMENT: Solo 401(k): The Solopreneur's Retirement Account Launches October 4th

The FIRE Movement Keeps Winning!!!

The FIRE Movement Keeps Winning!!!

Domestic Equities Versus International Equities

Domestic Equities Versus International Equities

UPDATE: Five Things To Know about the Inflation Reduction Act #inflationreductionact #tax

UPDATE: Five Things To Know about the Inflation Reduction Act #inflationreductionact #tax

Five Things to Know About Qualified HSA Funding Distributions

Five Things to Know About Qualified HSA Funding Distributions

Four Things to Know About Baby HSAs

Four Things to Know About Baby HSAs

BREAKING: Backdoor Roth IRA Survives Inflation Reduction Act of 2022!

BREAKING: Backdoor Roth IRA Survives Inflation Reduction Act of 2022!

Roth IRAs and a VAT

Roth IRAs and a VAT

Two Problems with TikTok Tax Advice

Two Problems with TikTok Tax Advice

Tax Loss Harvesting and the Mystery of the Disappearing Basis

Tax Loss Harvesting and the Mystery of the Disappearing Basis

Two Questions to Ask Before Paying Off the Mortgage

Two Questions to Ask Before Paying Off the Mortgage

Problems with Healthshare Ministries

Problems with Healthshare Ministries

The FIRE Movement as Financial Defense

The FIRE Movement as Financial Defense

The Other 401(k) Contribution Limit

The Other 401(k) Contribution Limit

Two Reasons to RETHINK Your HSA

Two Reasons to RETHINK Your HSA

Four Ways to Fight Inflation

Four Ways to Fight Inflation

Roth 401(k) Withdrawals

Roth 401(k) Withdrawals

Roth IRA Withdrawals

Roth IRA Withdrawals

My LOVE HATE Relationship with Tax Loss Harvesting

My LOVE HATE Relationship with Tax Loss Harvesting

The Key to a Good Experience with Your Tax Return Preparer

The Key to a Good Experience with Your Tax Return Preparer

NFL Draft, Personal Finance, and False Precision

NFL Draft, Personal Finance, and False Precision

Early Retirement and Social Security

Early Retirement and Social Security

Travel Rewards and Inflation

Travel Rewards and Inflation

Roth IRA for Kids

Roth IRA for Kids

The WORST Part of SECURE 2.0

The WORST Part of SECURE 2.0

Four Backstops to the Four Percent Rule

Four Backstops to the Four Percent Rule

SECURE 2.0 Rothification and the FIRE Movement

SECURE 2.0 Rothification and the FIRE Movement

BREAKING: House Passes Secure 2.0

BREAKING: House Passes Secure 2.0

Not Everyone Should Do a Backdoor Roth IRA

Not Everyone Should Do a Backdoor Roth IRA

The Real Answer to the Backdoor Roth IRA Gimmick

The Real Answer to the Backdoor Roth IRA Gimmick

What Happens to Property When You Die?

What Happens to Property When You Die?

Personal Finance or Current Event Finance?

Personal Finance or Current Event Finance?

VTIAX Foreign Tax Credit

VTIAX Foreign Tax Credit

VTSAX Section 199A Dividends

VTSAX Section 199A Dividends

How Do You Report a Backdoor Roth IRA on a Tax Return?

How Do You Report a Backdoor Roth IRA on a Tax Return?

Leaving an HSA to a Charity

Leaving an HSA to a Charity

HSAs in California and New Jersey

HSAs in California and New Jersey

IRS Increases 72(t) Payment Interest Rates

IRS Increases 72(t) Payment Interest Rates

The Benefit of a 401(k) Employer Match

The Benefit of a 401(k) Employer Match

2022 Backdoor Roth IRA

2022 Backdoor Roth IRA

What are Section 199A Dividends?

What are Section 199A Dividends?

Tax Deductions in Retirement

Tax Deductions in Retirement

There is Still Time for a 2021 Backdoor Roth IRA

There is Still Time for a 2021 Backdoor Roth IRA

Roth 401(k) vs Roth IRA

Roth 401(k) vs Roth IRA

Stop Spending HSA Money!

Stop Spending HSA Money!

Roth IRAs, Roth 401(k)s, and Inflation

Roth IRAs, Roth 401(k)s, and Inflation