Would you opt for a 35 year or even a 40 year term? #ebmortgages #mortgage #mortgageuk #mortgagetips Ewa Brzeska - Mortgages & Finance 1,04 тыс. подписчиков Скачать
Would you opt for a 35 year or even a 40 year term? #ebmortgages #mortgage #mortgageuk #mortgagetips Скачать
This has some limitations to it, namely the fact that if you need to borrow more, depending on your Скачать
We love a client with a good sense of humour.. or just being realistic in the current economy 🙃 Скачать
is a rate change a new mortgage application? P.s ignore my cats dribble on my top #ebmortgages Скачать
With the rate drops we’ve been having, any time you request the lower rate, the lender will reissue Скачать
Sometimes I wonder how theyre allowed to charge as much as they do when they cant even type a quick Скачать
Whilst you may not get to see the lenders valuation report, if theyre not happy with the property Скачать
Good news? If you’d like more details or to check your affordability please email me #ebmortgages Скачать
5yr fixed swap rate has gone from 3.51 to 3.62 so lenders are likely to calm down with the drops Скачать
Bigger drop than expected in the swap rates which is amazing! Meaning we are likely to see more Скачать
First drop has been announced but what does this mean for the rates we are paying and whats next? Скачать
Always compare the total cost over the deal period to figure out which deal is most cost effective Скачать
As a mortgage adviser I see a lot of Level 2 surveys which my clients have had carried out on the Скачать
Looking at buying a flat? Here’s one for you! #ebmortgages #mortgage #mortgageuk #mortgagetips Скачать
What do we think? #ebmortgages #mortgage #mortgageuk #mortgagetips #mortgagerates #mortgageadvice Скачать
Never ending story #ebmortgages #mortgage #mortgageuk #mortgagetips #mortgagerates #mortgageadvice Скачать
I as convinced i had a video where i said labour had a strong chance of coming into power but i Скачать
What do we think of those so far? #ebmortgages #mortgage #mortgageuk #mortgagetips #mortgagerates Скачать
I think we’re getting closer to the first base rate drop but its unlikely to make a huge impact on t Скачать
This is important because some lenders offer enhanced affordability if youre a first time buyer.. #e Скачать
Tempting but.. #ebmortgages #mortgage #mortgageuk #mortgagetips #mortgagerates #mortgageadvice #firs Скачать
But its worth it right?! #ebmortgages #mortgage #mortgageuk #mortgagetips #mortgagerates #mortgagera Скачать
Can you still get a mortgage if you’ve had a payday loan? Payday loans can be a tricky subject with Скачать
Going direct to your bank for a mortgage is a big trap as you could be paying more than you need to Скачать
As always these are just my predictions and I could of course be totally wrong #ebmortgages #mortgag Скачать
I see this all too often and it breaks my heart when i have to tell someone that the property theyve Скачать
Feels like lenders are getting more silly by the day with some of the reasons.. #ebmortgages #mortga Скачать
Gotta find alternative ways 👀 #ebmortgages #mortgage #mortgageuk #mortgagetips #mortgagerates #first Скачать
Cant say im surprised.. what are your thoughts? #ebmortgages #mortgage #mortgageuk #mortgagetips #mo Скачать
Please dont do this, it makes things 100x more difficult for all of us and causes unnecesary delays Скачать
What do we think of this then? I really hope more lenders start doing this! #ebmortgages #mortgage # Скачать
I mean we’ve seen some crazy things happen with rates in the past so who knows but as it stands ther Скачать
Be careful where you get your information from and always make sure your adviser has your best inter Скачать
Paint isnt cheap guys! All those bits quickly add up so i would always recommend having a pot of mon Скачать
This is what we would typically ask for as standard however as we know people’s situations differ so Скачать
I think collectively we’re all done with the mind games now so pls can we have some stability in mor Скачать
Is your profession on the list? What are ‘professional mortgages’? Im here to answer it all! #ebmort Скачать
Have you utilised the LISA allowance yet? #ebmortgages #mortgage #mortgageuk #mortgagetips #mortgage Скачать
What are your thoughts on this one then? #ebmortgages #mortgage #mortgageuk #mortgagetips #mortgager Скачать
Quick update following the meeting today! Are things heading in the right direction? #ebmortgages #m Скачать
Please always disclose all debt to your adviser/bank! I always ask for a copy of your credit report Скачать
Ever wondered what lenders LIKE to see on bank statements? Here are some things! #ebmortgages #mortg Скачать
I feel like we’re going round in circles with all these rate movements 😳 #ebmortgages #mortgage #mor Скачать
Theres a lot of misconception about mortgages for people who are self employed however with the righ Скачать
Please dont do it! It can sabotage your mortgage application! #ebmortgages #mortgage #mortgageuk #mo Скачать
Can you take out new debt during a mortgage application? #ebmortgages #mortgage #mortgageuk #mortgag Скачать
And this isnt the first time! Youd be surprised who lenders employ to underwrite mortgage applicatio Скачать
Make sure you have this chat with your solicitor! #ebmortgages #mortgage #mortgageuk #mortgagetips # Скачать
Have you had one carried out? Was it worth it? #ebmortgages #mortgage #mortgageuk #mortgagetips #mor Скачать
Here’s a little update on whats going on with mortgage interest rates! #ebmortgages #mortgage #mortg Скачать
H How do you arrange a level 2 homebuyers survey? These surveys are very handy and i often recommend Скачать
Have I missed any important ones? #buyingahouse #ebmortgages #buyingyourownhouse #firsttimebuyer #mo Скачать
Have you made use of the lifetime isa? #buyingahouse #ebmortgages #buyingyourownhouse #firsttimebuye Скачать
Little interest rate update.. #buyingahouse #ebmortgages #buyingyourownhouse #firsttimebuyer #mortga Скачать
Do you know what your sick pay policy is? #buyingahouse #ebmortgages #buyingyourownhouse #firsttimeb Скачать
What do we think of this then? Step in the right direction? #buyingahouse #ebmortgages #buyingyourow Скачать
Things can be a bit more tricky for self employed individuals but this is where a good mortgage advi Скачать
Check out the playlist for more tips and follow me for more! #ebmortgages #mortgageadvice #buyingaho Скачать
Adverse credit can be a huge barrier to home ownership, but this lender may carry the solution! #buy Скачать
If youre due to remortgage in the next 6 months LISTEN UP! #ebmortgages #mortgageadvice #buyingahous Скачать
Would you opt for a scheme like this where you only need a 1% deposit? Let me know your thoughts in Скачать
These are just some things that can become an issue! #ebmortgages #buyingahouse #buyingyourownhouse Скачать
Wdym I already picked out my new kitchen 😤 jokes aside though, ive seen a lot of people overestimate Скачать
Here’s a little mortgage interest rate update for you all! #ebmortgages #mortgageadvice #buyingahous Скачать
Were you aware of these things? What are your views on new build properties? #ebmortgages #buyingaho Скачать
I have seen this a lot when people themselves obtain DIPs online as lenders dont make their criteria Скачать
Ive worked for a bank before and understand how risk is underwritten but this in my opinion was comp Скачать
Lenders are good at advertising big drops however those are often only applicable on the least popul Скачать
Some lenders ask for this information up front so worth having the details before you agree to purch Скачать
Are further rate drops on the horizon?? Here’s my take on the situation! This is for guidance purpos Скачать
Many lenders use automated algorithms to assess applications which sometimes can throw out really go Скачать
Here’s something that can help! #ebmortgages #buyingyourownhouse #buyingahouse #firsttimebuyer #mort Скачать
Most 5 year fixed products are now under 5% which is a welcome change! #ebmortgages #mortgageadvice Скачать
This catches some people out so dont make the same mistake! Any new debt must be declared to a lende Скачать
Will January see bugger rate drops? What is important to you? Let me know in the comments #ebmortgag Скачать
Is this going to help you? Email me for a free affordability check! #ebmortgages #mortgageadvice #bu Скачать
Money talk is so important when deciding to buy a house together as its a joint financial commitment Скачать
Would you invest in a buy to let? #ebmortgages #buytolet #buytoletinvestment #buytoletproperty #mort Скачать
Were you aware of all of these? #ebmortgages #buyingyourownhouse #buyingahouse #firsttimebuyer #mort Скачать
Have you missed any payments in the last 12 months? Your credit history is very important when it co Скачать
Make sure you count those in when taking out a mortgage as you dont want to be overstretching yourse Скачать
Is now the right time to buy a house? Interesting insights on the current property market #ebmortgag Скачать
Whilst it’s not impossible, it certainly can make things more difficult so always obtain further adv Скачать
Here are some of my views on the autumn budget announcements #ebmortgages #mortgageadvice #mortgagea Скачать
Buying a property is a HUGE commitment and the value depends highly on how its been maintained so al Скачать
Should I do a part 2?? These are just some of the places ive done mortgages in! #ebmortgages #mortga Скачать
Inflation figures have surprised us all in a good way so does this mean mortgage rates will drop?? # Скачать
Buying a house is a HUGE commitment so make sure you are truly ready for it! #ebmortgages #mortgagea Скачать
Debt vs no debt - How much can you borrow on a mortgage if you earn £30k a year? Are you shocked? Th Скачать
Are we heading in the right direction with interest rates?? Here’s a current update #ebmortgages #mo Скачать
By far the best savings account for first time buyers! #ebmortgages #mortgageadvice #buyingahouse #m Скачать
This is so important yet so little people do it! Always view again before you exchange! #ebmortgages Скачать
I hope this gives you an insight of what we deal with on a daily basis so this is why I’m here tryin Скачать
The Autumn Budget is suppsoedly heavily focused towards first time buyers so lets see what they have Скачать
Dont forget to review your bills! These companies love to rip people off when youre out of contract Скачать
Inflation has been a tough one to crack and even the economists are struggling as it’s not following Скачать
Would you take out a 45 year mortgage? Even writing this is making me feel uneasy 😅 #ebmortgages #mo Скачать
Would you buy the property you are currently renting? Let me know in the comments! #ebmortgages #mor Скачать
thank you for your input #ebmortgages #mortgageadvice #buyingahouse #selfemployed #mortgageadvisoruk Скачать
Looking to use your side hustle income to boost affordability? Here’s the run down of how that works Скачать
What do we think then? Would you pay a 5% fee to secure this rate?? #ebmortgages #mortgageadvice #bu Скачать
Please remember that different lenders have different criteria and they all assess applications diff Скачать
It’s been a while but im back with another mortgage interest rate update! If youd like more informat Скачать
Quick interest rate update for you all and whether i think now is the right time to buy a house #ebm Скачать
Dont just believe everything they tell you! Also no hate to estate agents as some are genuinely nice Скачать
Have you experienced a property being downvalued? #ebmortgages #mortgageadvice #buyingahouse #mortga Скачать
To check your eligibility email me - details on my profile ☺️ #ebmortgages #mortgageadvice #buyingah Скачать
literally shaking recording this video but this has made me so mad 😡 so sorry you experienced this! Скачать
Email me if youre a good solicitor #ebmortgages #mortgageadvice #buyingahouse #mortgageadvisoruk #fi Скачать
For those new here swap rates are what lenders use to price up fixed rate products we see on the mar Скачать
Having access to large credit limits even if not utilised can make mortgage lenders nervous so best Скачать
Can you benefit from a lower interest rate if youve already submitted a mortgage application? Yes bu Скачать
If you need more information email me! #ebmortgages #mortgageadvice #buyingahouse #mortgageadvisoruk Скачать
Bad credit can be a real deal breaker sometimes but it always comes down to severity #ebmortgages #m Скачать
Level 2 reports are extremly useful in identifing issues with the property you are looking to purcha Скачать
Dont let this catch you out! Self employment is on the rise but make sure you plan ahead! #ebmortgag Скачать
This catches a lot of people out so dont be one of them! If youre worried about this please contact Скачать
I get this question quite a lot so i hope this helps! Always do your research before choosing an adv Скачать
Base rate has increased again - what are your thoughts? Let me know in the comments #ebmortgages #bu Скачать
Standard variable rates are sky high right now and lenders have full autonomy over them i.e they dec Скачать
What do you think? #ebmortgages #buyingahouse #mortgageadvice #mortgageadvisoruk #firsttimebuyer #mo Скачать
Always compare the whole of market at renewal to make sure youre getting the best deal possible - i Скачать
Did you know this? Follow for more mortgage tips or get in touch for a free mortgage consultation! # Скачать
Just jokes of course 😉 #ebmortgages #buyingahouse #mortgageadvice #mortgageadvisoruk #firsttimebuyer Скачать
This scheme is called First Homes so have a look on the internet to see what properties are availabl Скачать
Make sure your solicitor explains this to you in detail and push back if the long stop date is after Скачать
If its important they’ll leave a message right??? #ebmortgages #mortgageadvice #buyingahouse #mortga Скачать
Credit lock is a great tool to keep you safe against idenity fraud however must be removed before yo Скачать
Remove the credit lock before applying for a mortgage #ebmortgages #mortgageadvice #buyingahouse #mo Скачать
Palmer we can take variable income into consideration as long as we can prove that its sustainable a Скачать
#answer to unless there is a genuine issue (and you should be kept informed about this) they’re not Скачать
Could we see fixed rates fall a little again over the next few weeks? #ebmortgages #mortgageadvice # Скачать
The rates we have seen post crash were the anomaly here so the rates we are seeing right now are act Скачать
Morgan worth looking into porting your mortgage in the first instance but if in doubt please contact Скачать
For a free mortgage consultation email me - details on my profile #ebmortgages #mortgageadvice #buyi Скачать
for a free mortgage consultation email me ☺️ #ebmortgages #mortgageadvice #buyingahouse #mortgageadv Скачать
Lets do thissss 😉 #ebmortgages #mortgageadvice #buyingahouse #mortgageadvisoruk #firsttimebuyer Скачать
hope this helps! If in doubt please contact me for a free mortgage consultation #ebmortgages #mortga Скачать
The costs vary massively based on your individual circumstances and which lender you are using as th Скачать
Also dont forget to utilise the likes of the Lifetime ISA if you qualify to help boost your savings! Скачать
I absolutely love helping you guys with all your mortgage needs! If you want someone to be by your s Скачать
We all need to stop doing it if we want to see house prices fall stop letting FOMO affect you when l Скачать
Another BOE increase this is getting out of hand now 😟 #ebmortgages #mortgageadvice #buyingahouse #m Скачать
Scotty people have their reasons for doing this so it will all come down to your overall sotuation, Скачать
Saving for a house deposit is no easy task but its achievable if planned correctly! Set up a budget Скачать
Not many of those left nowadays as remortgage day looms #ebmortgages #mortgageadvice #buyingahouse # Скачать
Little run down on what is happening with mortgage interest rates right now - filmed 18/06/2023 for Скачать
Changing your job before or during a mortgage application may not be a bad thing! If in doubt email Скачать
Apprentice contracts can sometimes make it a little more challenging to obtain a mortgage but here’s Скачать
With lenders constantly changing their criteria and affordability rules, going direct is a risky mov Скачать
Im having dejavu 😭😭 its September all over again! Posted 12/06/2023 #ebmortgages #mortgageadvice #bu Скачать
Using a solicitor recommended by the developer #ebmortgages #mortgageadvice #buyingahouse #mortgagea Скачать
What happens if you find out youre pregnant during a mortgage application? Here’s some guidance for Скачать
This catches a lot of people out so please make sure you avoid bidding over home report price if buy Скачать
Dont know why the sound cuts out 😐 #ebmortgages #mortgageadvice #mortgageadvisoruk #mortgageadviseru Скачать
Finally some positive movement!! #ebmortgages #mortgageadvice #mortgageadvisoruk #mortgageadviseruk Скачать
Sometimes things can change after you complete on a mortgage but if your intention is to rent from d Скачать
Like and follow for more mortgage tips! Email me for a free mortgage consultation #ebmortgages #mort Скачать
Any solicitors seeing this - please comment your views! #ebmortgages #mortgageadvice #mortgageadviso Скачать
Lenders often make mistakes, i argue with underwroters on a regular basis #ebmortgages #mortgageadvi Скачать
Can you get a mortgage if youre on benefits? Email me if you need further information #ebmortgages # Скачать
Please avoid an IVA at all costs!! #ebmortgages #mortgageadvice #mortgagetips #buyingahouse #mortgag Скачать
The struggle is real #ebmortgages #mortgageadvice #buyingahouse #mortgageadvisoruk #mortgageadviseru Скачать
Sorry about the echo the room is too empty 😅 #ebmortgages #mortgageadvice #buyingahouse #mortgageadv Скачать
Ive had many people who came to me after being rejected by a bank despite having an AIP from them so Скачать
Rates are what they are unfortunately not much we can do! #ebmortgages #mortgageadvice #buyingahouse Скачать
Like for real though #ebmortgages #mortgageadvice #buyingahouse #mortgageadvisoruk #mortgageadviseru Скачать
If this doesnt highlight the important of a mortgage adviser i dont know what does! Email me for a f Скачать
Follow me for more mortgage tips! #ebmortgages #buyingahouse #mortgageadvice #mortgageadvisoruk #mor Скачать
If you’re self employed make sure your profits/salary + dividends are high enough to support the mor Скачать
There are of course more things we ask for so make sure you watch my other videos for more informati Скачать
The first step towards buying a house is saving your deposit as that often takes the longest so the Скачать
Sorry but youre not quite there yet #ebmortgages #mortgageadvice #mortgageadvisoruk #mortgageadviser Скачать
First interest free mortgage has been announced to enable energy efficient upgrades to your home - i Скачать
The stress before a holiday is real 😅 looks like laptop is coming with me! #ebmortgages #mortgageadv Скачать
Do you meet all criteria? If so contact me for a free mortgage consultation - details on my profile Скачать
For a free mortgage consultation email me using details on my profile #ebmortgages #mortgageadvice # Скачать
If you know you know 🥹🫠 #ebmortgages #mortgageadvice #mortgagerates #mortgageadviseruk #mortgageadvi Скачать
Bank of england base rate has gone up again! If youre struggling please ask for help! #ebmortgages # Скачать
Will more lenders be heading this way? Will this allow people to boost their credit history without Скачать
If youre self employed consider using an independent mortgage adviser to help you navigate different Скачать
First 100% mortgage has been launched - what do we think? #ebmortgages #100percentmortgage #firsttim Скачать
Self employed looking for a mortgage? Email me for a free mortgage consultation #ebmortgages #mortga Скачать