This short, 1 minute overview video provides insight on Consumer Proposals, which is the number one alternative to bankruptcy in Canada. A Consumer Proposal allows you to settle your debts in negotiation with your creditors without declaring bankruptcy. This is different than traditional debt consolidation or credit counselling as you are negotiating to pay back only an affordable portion of what you owe, rather than the full amount.

Call 310-0911 or visit us online at www.sands-trustee.com to arrange for a free, confidential evaluation of your options. Sands & Associates is BC's largest firm focused exclusively on helping individuals solve their financial problems.

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