SMFG India Credit offers salaried personal loans of up to INR 30 lakhs* at attractive interest rates and with flexible repayment tenures between 12-60 months. To apply for a personal loan click here: [ Ссылка ]
A personal loan is useful to fund several requirements, including a holiday, a wedding, and more. To get a personal loan, you must provide the required documents and satisfy the required eligibility criteria. A few of the most important criteria are debt-to-income ratio and credit score. If you are not able to meet the required criteria or need a higher loan amount, adding a co-applicant significantly improves your chances of loan approval. It may also help you get better terms on the loan.
Watch this video to know how a co-applicant can affect your personal loan eligibility and more.
Here are a few factors to consider while choosing a co-applicant:
· The co-applicant must have a good credit score and a good income
· The co-applicant must be a close family member
· The co-applicant must sign the loan agreement
· Both applicants need to submit the same set of documents.
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To know more about the benefits of adding a co-applicant for a personal loan, please check our page: [ Ссылка ]
To know the maximum personal loan amount you can get, please check our personal loan eligibility calculator: [ Ссылка ]
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SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is among the leading NBFCs of India. Since its launch in 2007, SMFG India Credit has successfully and strongly established itself, spread across the country's broad financial landscape, with a PAN India branch network serving millions of customers. Our services are dedicated to provide financing to the underserved segments, including retail consumers and small business owners / SMEs. We offer unsecured as well as secured financing through an array of products including personal loans, commercial vehicle and two-wheeler loans, home improvement loans, loans against property and personal loans. SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is wholly owned by the Sumitomo Mitsui Financial Group (SMFG).
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