Jambhala (also known as Dzambhala, Dzambala, Zambala or Jambala) is the God of Wealth and appropriately a member of the Jewel Family (see Ratnasambhava). In Hindu mythology, Jambhala is known as Kubera. Jambhala is also believed to be an emanation of Avalokitesvara or Chenrezig, the Bodhisattva of Compassion. There are five different wealth Jambhala, each has their own practice and mantra to help eliminate poverty and create financial stability.[1]
Gyalten Sogdzin Rinpoche said that Jambhala is the protector of all Lineages and of all sentient beings from all sickness and difficulties. Jambhala is a Bodhisattva of material and spiritual wealth as well as many other things, especially of granting financial stability.
”Because in this world, there are all kinds of wrathful and negative emotions or bad spirits, and sometimes they will harm you and other sentient beings, Dzambhala must take on such a wrathful and powerful form to protect us from these harmful spirits and negative karma. Especially, Dzambhala helps us minimize or decrease all misfortunes and obstacles and helps us increase all good fortune and happiness.”
The Yellow Jambhala is considered the most popular and powerful of the Wealth Gods.[6] He is the emanation of Buddha Ratnasambhava. He can remove poverty within the six realms, increasing virtues, life span and wisdom.[3]
He is also said as an emanation of Vaisravana, one of the "Four Great World-protecting Heavenly Kings". He is the guardian of light in Buddhism, a great charitable deity who grants fortune and protection. Lord Vaisravana lives in the northern region under the Four Heavens, at the northern crystal palace on the fourth level of Mount Sumeru. His servants are either yaksas or bhaisajya-yaksas. According to the commentary on Lotus Sutra, this heavenly king is extremely knowledgeable as his perpetual protection of the Buddhas has enabled him to receive many teachings.[7]
Yellow Jambhala has yellow colored body, he sits in the vajra position with his right leg is panhandle, his right foot is above a snail and lotus flower, and his left leg is kinked. He has one face and two arms. His left hand holding a mongoose named Nehulay which spews forth precious jewels from its mouth, while his right hand holding gems shaped fruit and leaf of lotus.[5] An ordinary image of Lord Vaisravana is one that holds a precious pagoda in the left, which pours out various treasures. In Tibetan Tantric images, the precious pagoda is replaced by the treasure-emitting mongoose.[7] Yellow Jambhala sits on a lotus, sun disk and moon disk.[1] His mantra is:[5]
Om Jambhala Jalendraye Svaha
It is said that there was a time at Grdhrakuta Mountain, when Buddha Shakyamuni was giving the teaching of Maha Prajna-paramita Sutra, some demons and maras came to interrupt by trying to shake and collapse the mountain, all at the scene were terrified.

 
 
At such instance, Yellow Dzambhala manifested himself and protected all from the disaster. After which Buddha Shakyamuni entrusted Yellow Dzambhala to help all beings overcome poverty and to be the great dharma protector in future.
Dharma
Yellow Dzambala is the foremost amongst the 5 Dzambalas (Wealth Dieties). His main function is primarily to confer wealth to sentient beings so that they can have the financial resources required to lead a happy life.
A magnetizing practice, Yellow Dzambala practice helps its practitioners to be free from obstacles such as enemies, thieves, and illnesses, and increases their wealth and material well being.
If one is able to do this practice with the altruistic Bodhichitta motivation, to help all sentient beings to be free from poverty, one shall enjoy an unlimited supply of wealth and merits. For those who are constantly experiencing financial difficulties due to past life negative karma, Yellow Dzambala is undoubtedly their best source of support.
A person who does the practice of Yellow Dzambala regularly shall be free from economic pressures and hardships, their wisdom, store of merit and life span shall also increase.
The Yellow Dzambhala holding the jewel spouting Mongoose is a powerful deity who bestows wealth and prosperity to all who offers soothing clear water on his crown and body while reciting his mantra. It is excellent practice to place a consecrated image of Dzambhala within a water feature letting the water flow continuously over his crown. Each day recite his mantra 108 times.

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