If *99# doesn’t work on Jio and iPhone 👇

1. Dial this number +918045163666 & set language
2. If you're using this for the first time, you need to set up the bank - the process is straightforward, just follow the instructions given
3. Enter the number to whom you want to transfer the money
4. Enter the amount
5. Now your call will be disconnected and they will call you again to confirm the person's name, and amount and ask you to enter your PIN to complete the payment.

You can use UPI without any internet using a USSD code by following the steps below:

- dial *99#
- select your language
- type your bank name or last 4 letters of IFSC code
- Set UPI pin
- select what you want to do for example: send money, request money, etc.
- add receipents UPI ID or UPI mobile number or bank details
- add remark or skip by typing 1
- Enter the amount
- Enter the UPI pin

That is how you use a UPI number for offline payment.

(UPI, RBI, send money without internet, UPI tips and tricks)

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