In this video I explain why expanding your portfolio of work alongside self employment with an associate contract can result in you losing money. Are you aware of how self employed national insurance differs to that of PAYE NI?

I use an example of university payroll for my teaching work on a PAYE associate contract and how this affected me alongside my self employment tax calculation. This is because we are made to be on a zero hours contract but are still for the university freelance!

Self Employment Tax. Self Employment Tax Explained. Zero Hours Contracts Are They Bad for Workers?

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00:00 Introduction
00:51 Self Employment and Associate Contract Mix
02:36 PAYE National Insurance UK Rates
03:36 Shock! Credit for the Conservative Government?
04:29 Example Case of Money Lost with NI
06:53 How I too was affected with my university associate contract
08:50 The solution hack to retain your freelance income in these cases
10:10 The benefit where we can earn MORE mixing PAYE associate contract and self employed freelance work
10:29 Opportunity Cost of Taking Work Outlook
11:47 Covid SEISS Scheme- Why those many registered as Self Employed missed out
12:40 Your Task-3 Questions for you to answer

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