من سلسلة شراء البيوت في أمريكا ما هي وجه المصاريف اللي تكون معاك عندما تشتري بيت لأول مره في أمريكا
هناك مصاريف كثيره مرتبطة بشراء عقل منزل و خصوصا لو كنت مشتري لأول مرة .....هناك خمس أوجه للصرف ١) الوديعه ٢ ) المقدم ٣) المصاريف الإدارية ٤) مصاريف النقل و ٥) المصاريف الخفيه أو الطوارئ
In this video I explain the 5 costs that are contingent to buying a house for the first time. There are 5 main important costs;
1) The deposit that may range from $100 to $2,000 in average
2) Down payment that may range from 3% to 5% for the first home buyer and from 10% to 25% for the second-home buyer. FHA has a 3.5% as a down payment, while veterans' loans and USDA loans have no down payments.
3) Administrative costs includes, origination fees, closing fees, Escrow fees, Title fees, Appraisal, Hazard Insurance, House Insurance, Title transfer, pre-paids, etc.
4) Moving expenses include moving companies, moving personnels, truck rentals, boxes, cleaning, and new furniture.
5) Hazard fees mean the hidden expenses that may not be apparent at the beginning. This can amount to 1% of the house cost.
