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1. NEFT (National Electronic Funds Transfer) can be of any amount and it is processed in batches of 30 minutes (earlier the batches were of 2 hours)
2. RTGS or Real Time Gross Settlement must be minimum 2L and is settled in real time.
3. IMPS (Immediate Payment Service) is instant transfer, with an upper daily limit of INR 5L
4. UPI (Unified Payment Interface) is a unique concept in India where one can transfer money to any UPI ID or bank-linked mobile number, without having to fill the recipient's account details.
Which one is your favorite? 🎤 ✅️ 🪙
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