From $300K in debt to being an expert investor at 40! Here's how I crushed my money goals and how you can too.

Hey there, Bernadette Joy here! I remember the day I hit $300,000 in debt - it felt overwhelming. But fast forward to today, and I'm debt-free with a $1.8 million net worth. In this video, I'm sharing my journey and the exact strategies that helped me achieve financial independence.

We're diving into:
• How to use social media for financial accountability
• Smart ways to save for college (including little-known scholarships!)
• Tips for moving out and becoming financially independent
• My personal process for saving for vacations financial freedom!

#financialeducation #financialindependence #financialfreedom #financialliteracy #financialadvice

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CHAPTERS:
00:00 - Intro
00:37 - Social Media for Financial Independence
04:04 - Saving for College Expenses
05:43 - Living in Low-Employment Areas
06:31 - Finding the Book
07:11 - Fastest Moves to Financial Independence
08:27 - Saving Strategies for Vacations
10:06 - Escaping the Rat Race
11:45 - Overcoming Scarcity Mindset
14:17 - Get Rachel’s Book

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