Easy 𝐏𝐄𝐑𝐌𝐀𝐍𝐄𝐍𝐓 𝐑𝐄𝐒𝐈𝐃𝐄𝐍𝐂𝐘 (𝐏𝐑) And 𝐂𝐈𝐓𝐈𝐙𝐄𝐍𝐒𝐇𝐈𝐏 In 𝐂𝐑𝐎𝐀𝐓𝐈𝐀 Without Investment