Balances in savings / current accounts which are not operated for 10 years, or term deposits not claimed within 10 years from date of maturity are classified as “Unclaimed Deposits”. These amounts are transferred by banks to “Depositor Education and Awareness” (DEA) Fund maintained by the Reserve Bank of India. | #indhinditech
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What is the dea fund RBI?
“The Depositor Education and Awareness Fund (DEA Fund) Scheme, 2014” was formulated by the Reserve Bank of India in exercise of the powers conferred upon it under Section 26A of the Banking Regulation (BR) Act, 1949 and all the powers enabling it in this behalf.
Customer can visit the branch of the Bank or reach out to Customer Service Team and submit the unclaimed deposit claim form (As per Annexure I below) duly filled and signed. The aforesaid have to be submitted along with valid proof of identity and address in the name of the accountholder(s).
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