What is ACH Payment?
#Stripe supports accepting #ACH payments—direct from bank accounts—alongside credit cards. ACH is currently supported only for Stripe businesses based in the U.S.
With Stripe, you can accept ACH payments in nearly the same way as you accept credit card payments, merely providing a verified bank account as the source argument for a charge request. However, accepting bank accounts requires a slightly different initial workflow than accepting credit cards:

1.Bank accounts must first be verified.
2.Bank accounts must be authorized for your use by the customer.

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