Pandemic uncertainty, followed by stimulus cash boosts and now, skyrocketing inflation, have made young folks more conscious of their finances–and financial standing–than ever before. So it’s fitting that half of the eight personal finance startups honored on this year’s Fintech 50 list (and two of the four personal finance newcomers on the list) aim to help Americans who are living paycheck to paycheck or have thin (or even poor) credit histories, to get their financial footing. These are the eight personal finance startups that made the Forbes Fintech 50 list in 2022.

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