This video talks about the documents required for applying for a personal loan in India if you are salaried employee. In less than 4 minutes, you shall have solid knowledge of what documents to prepare and collate, so that your loan application sails through easily and fast - and you get your money disbursement fast. Here is a summary:
ELIGIBILITY CRITERIA FOR SALARIED EMPLOYEE LOANS:
Minimum AGE of applicant: 21 years
Minimum employment TENURE: Total work experience required is 1+ years and current company tenure minimum 1 month
Minimum NET MONTHLY INCOME: At least INR 15,000 per month.
DOCUMENTS REQUIRED FOR SALARIED EMPLOYEE LOANS:
Your KYC Documents:
Proof of Identity: Your Passport or Voter ID or Driving License or AADHAAR Card
Proof of Address: Ration card or Driving License or Voter ID or Utility Bill ( Water or Electricity Bills within last 3 months) or Registered Rental Agreement or your Passport
PAN Card
Your INCOME Documents
Bank Statements : Latest 3 Months bank statements
Salary Slips: Salary payroll slips ( sometimes along with latest Form 16 or ITR or your Company Offer Letter, or previous relieving letter is needed )
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