Mail fraud is just the vehicle which allows the federal government to prosecute somebody for fraud. Historically, in cases if someone perpetrated a fraud, or was accused of a theft or embezzlement, or anything of that nature, they would be prosecuted in the state courts. If somebody had set up a scheme where they were defrauding people in multiple states, then that would be beyond the state’s jurisdiction to handle the case properly. Hence, the federal courts were allowed to step in and do something about it, not unlike kidnapping across state lines.
The reality of it though, is that, it’s just a fraud or theft case and the federal government and courts use that concept to allow themselves to have jurisdiction to prosecute the case in something that was not an area historically that the federal government was involved in.
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