🚚 Here are 4 tips on how to save money on commercial auto insurance!

1. Increase Deductible-this is usually the quickest and easiest way to lower your overall annual premium. Just make sure you have enough money set aside to cover the deductibles.
2. Check your driver's MVR's before hiring-there might be a small fee for checking, but it could be worth it in the long run. Hiring drivers with clear records will give you a better rate compared to a driver who has multiple accidents or tickets. Or ask applicants to bring a copy of their MVR to their interview so you can review it before deciding to hire them.
3. Participate in your insurance carrier's telematics program-most carriers now offer some sort of telematics program which will monitor you and your employees driving habits. The good thing about these telematics programs is that they cant hurt your rate-they can only help it!
4. Explore payment options-many carriers offer paid in full discount or they will waive monthly service fees if you enroll in automatic monthly payments. Just review this with your agent to see if you qualify for any discounts.

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