If you get injured on the job, you may be eligible to collect disability benefits as well as workers' compensation. Should you pursue both of these options, or are you better off sticking to just one? It may be in your best interest to only get workers' compensation.
When you collect other benefits, the overall amount you take home may decline because those other benefits will be counted against you. Short- and long-term disability does not always cover work injuries. They usually pay less than workers' comp as well, and medical bills are not covered by them.
Workers' comp is the best choice for several reasons. You do not pay taxes on workers' comp. You will probably get more compensation from workers' comp than from other benefits. You can get workers' comp for a longer time than you can other benefits, and it also covers medical expenses.
TIMESTAMPS
[0:45] What is the difference between workers' compensation and disability benefits?
[1:33] Eligibility for disability benefits.
[1:51] Can you get disability and workers' comp together?
[2:13] What are the best benefits for you?
[2:52] What happens if your firm denies your workers' compensation claim?
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