The Government of India's Pradhan Mantri Jan Dhan Yojana is a financial inclusion program that is open to all Indian citizens. Its goal is to give more people cheap access to financial services like bank accounts, remittances, credit, insurance, and pensions.

⭐️Pradhan Mantri Jan Dhan Yojana : Most Important Terms and Conditions (MITC) ⭐️

✔️ BSBD account, which is operated satisfactorily for at least six months.
OD to be granted to the earning individual of the family subject to only one member from a family can be granted limit.
✔️ There should be regular credits under DBT/DBTL scheme/other verified sources.
✔️ BSBD account holder should not be maintaining any other savings bank account with any bank/branch to ensure compliance with RBI directives
✔️ Age of applicant between 18 years to 65 years.
✔️Minor i.e. customer below the age of 18 years are not eligible for OD under PMJDY.
✔️ KCC/GCC borrower is not eligible for PMJDY OD.
✔️Minimum OD amount Rs, 2,000/- without any assessment subject to fulfilling the above eligibility criteria
✔️For amount beyond Rs.2000/-, eligible amount for overdraft is 4 times of average balance of preceding six months or 50% of credit summation in the preceding six months or Rs. 10,000 whichever is lower.

Dedicated Toll free no. for Pradhan Mantri Jan Dhan Yojana (PMJDY) customers and other Financial Inclusion scheme: 18001027788

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