Immediate Excel download available on Etsy: [ Ссылка ]

Get the sheet, put in your debts, and then see how long it would take you to get out of debt with minimum payments. BUT, then input your one-time start-up amount and your extra monthly payment, and see immediately how much faster you could be out of debt!

This tool has been huge for so many people. Hundreds have emailed me, telling me how much this debt snowball tool has changed their lives. I truly believe it could change yours too.

Time to get out of debt once and for all!

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