What Prop 213 Means for Auto Accident Victims – Those who choose to drive without insurance can lose important legal rights when injured in an automobile accident. When a collision happens and the victim is uninsured, they lose the right to collect pain and suffering for bodily and/or psychiatric injury resulting from the car crash. In that year, the carriers got a proposition passed that created the rules regarding those without liability coverage motorists collecting non-economic. The California rule came about by the passage of Proposition 213 in 1996.

The law applies when someone is driving without liability insurance coverage and falls victim to another's negligence while uninsured, with few exceptions. The exceptions won't be discussed here, so consult a lawyer if you feel that you have a case where the proposition might apply. When it does apply to the person who has been hurt by someone else's negligent driving, that person may still recover the following:

Lost wages (present and future);
Money For Medical Expenses (present and future);
Property Damage and Loss of Use (Rental Car Money); and
Punitive or Exemplary Damages.
What Prop 213 Means For A

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