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Video Summary:
In this video, I will discuss the best banks for obtaining unsecured credit cards for your new LLC or startup without having to show proof of revenue. The first bank to consider is PNC Bank, which is known for its flexibility towards new business owners. They offer a business credit card with zero percent interest for 13 months on balance transfers and purchases, as well as a business line of credit ranging from $20,000 to $100,000. PNC Bank also pulls Experian FICO 9, which is beneficial for building credit quickly. Chase Bank is another option, offering two business credit cards with zero percent interest for 12 months. They require a credit score of at least 660-670 for business approval and prioritize strong primary accounts on the credit report. Wells Fargo is a FICO 9 institution that provides business credit cards and lines of credit. Navy Federal is a credit union that requires membership, but offers an internal scoring system for credit cards. Lastly, U.S Bank offers a platinum credit card with 18 months of zero percent interest and provides automatic credit limit increases every six months based on business performance. Bank of America is more conservative in its lending practices.
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DISCLAIMER:
The content of this YouTube channel is provided for informational purposes only and is not intended to constitute legal advice or financial advice. You should not rely upon any information contained on this YouTube channel for financial advice. Viewing this YouTube channel is not intended to and shall not create an client relationship between you and Houston Mcmiller or Business Credit America, Inc, or any of our associated websites. Messages or other forms of communication that you transmit to this YouTube channel will not create an client relationship and thus information contained in such communications may not be protected as privileged. Neither Houston Mcmiller nor Business Credit America, Inc, or any of our associated websites makes any representation, warranty, or guarantee about the accuracy of the information contained in this YouTube channel or in links to other YouTube channels or websites. This YouTube channel is provided ""as is,"" does not represent that any outcome or result from viewing of this channel. Your use viewing of this YouTube channel is at your own risk. You enjoy this YouTube channel and its contents only for personal, non-commercial purposes. Neither Houston Mcmiller, Business Credit America, Inc, or any of our associated websites, nor anyone acting on their behalf, will be liable under any circumstances for damages of any kind.
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*QUICK DISCLAIMER: I AM NOT A TAX EXPERT. I AM A RANDOM GUY ON YOUTUBE MAKING VIDEOS IN A SPARE BEDROOM. DON’T LISTEN TO ME. CONSULT A QUALIFIED PROFESSIONAL FOR ANY TAX ADVICE.*"
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