Buy now pay later services like Klarna, Affirm and Afterpay aren't your friends—they're leading many Americans into massive debt with their tempting and convenient payment options. Watch as customers share their impulsive spending stories, helping you steer clear of these financial traps."

Chapters:
00:00 Intro
00:32 Afterpay and Klarna misconceptions
01:00 TikTok's influence on spending habits
01:59 Impulsive buying on TikTok Shop
03:25 Walmart's buy now pay later option
04:29 Personal debt confession
05:50 Advice on avoiding debt traps
07:16 Risks of financing vacations
08:15 Importance of budgeting
09:39 Financial literacy challenges
10:39 Celebrating debt-free success

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