In this episode of «What the …? Insurance in a nutshell» – AXA's explanatory video series for young adults – we explain the difference between basic and supplementary health insurance and how to optimize your health insurance premium. In just five minutes, you'll learn everything you need to know about the Swiss health insurance system.
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In this video, we answer the following questions:
00:00 Which topic are we talking about today?
00:22 What benefits does basic insurance cover?
00:51 Does health insurance also cover accidents?
0:10 Are the benefits always the same with basic insurance?
01:19 How can I reduce my health insurance premium?
- Insurance models: what models are there for basic insurance (the main four)? 01:25
a) How does the standard model work?
b) How does the GP model work?
c) How does the HMO model work?
d) How does the telmed model work?

- Deductible: how does a deductible work? 02:31
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- What discounts are available on basic health insurance? 01:41

02:45 Why do I need supplementary insurance?
03:19 How does supplementary insurance work?
03:32 Why can a supplementary insurer refuse to insure me?
04:14 Switching health insurer: why should I switch my basic insurance?What deadlines apply?
04:47 How can I save money with minimal effort? (AXA health insurance)

More information on health insurance: [ Ссылка ]
What insurance do I need? [ Ссылка ]

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