Humans are bad a pricing risk. This leads to poor life decisions where they’re exposed to more risk than they realize and nobody explains this to them, because those industries profit from their ignorance.

As a former Wall Street quant who worked at a Hedge Fund, I explain how the wealthy elite understand how to properly price risk in their lives, and they know how to exploit your poor decisions when the time is right, in order to take your money when you’re most desperate and have no choice but to sell to them at a deep discount.

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