▶Protect your online privacy and security NOW and for free by checking out today's sponsor, Aura: [ Ссылка ]

▶The best budgeting program online, at the most affordable price: [ Ссылка ] any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: [ Ссылка ]
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▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: [ Ссылка ] *affiliate link

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5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: [ Ссылка ]
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▶Fun things:

1) Exclusive episodes, private Discord, BTS, and a special thank you: [ Ссылка ]

2) Rules For Not Being A (bad word): [ Ссылка ]

3) Merch: The most fun website: [ Ссылка ]

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▶My socials: [ Ссылка ]

▶️Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: [ Ссылка ]
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▶Sponsorship and business inquiries: bunsiness@calebhammer.com
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These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
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▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: [ Ссылка ] any questions? Email casting@calebhammer.com
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00:00 This is your living?
04:32 How long can this possibly last?
06:00 AURA
08:00 This is insane
12:00 Great, you really need this?
15:45 How on Earth does this happen?
20:39 Your savings is a dry desert
24:46 And... you have nothing
29:37 Interesting investment choices...
32:23 Hammer Financial Score
30:15 You're going to end me
41:20 Your spending is a joke
42:08 How can you live with this?
42:52 SOFI
50:22 Hammer Financial Score

_______________________

▶Sponsorship and business inquiries: bunsiness@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com

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