Buying a car with bad credit can be tough. Thankfully, Valley Hi Toyota has Easy Financing available. It becomes difficult when you're in the market for a new car and your credit isn't where you want it to be.
Toyota Car Loan & Auto Finance Department in Victorville
Valley Hi Toyota has teamed up with numerous banks across the country to offer a wide range of finance and lease options. Chances are we can find a lender and a program to fit your budget.

Do you have bad credit? Are your credit scores lower than you want them to be? Does it seem like you cannot get approved anywhere?

Do you want to take advantage of our end of 2019 deals?

If you find yourself needing additional assistance please call (866) 632-6290 and ask to speak to a finance specialist today. Our auto finance and car loan center serve the cities of Victorville, Hesperia, Apple Valley, Adelanto, Phelan and Barstow with affordable leasing options.
Leasing versus buying. The answer? It depends.

Leases and loans are simply two different methods of vehicle financing. One finances the use of a vehicle with the option to purchase; the other finances the purchase of a vehicle. Each has its own benefits and drawbacks.

It's impossible to simply say that one is always better than the other because it depends on your own particular situation and preferences. You should not only look at the financial comparisons but also at your own personal priorities and financial goals.
Buying And Leasing Are Different

Choosing whether to lease or buy is an important decision. You should consider leasing, if you'd like to drive a new car every two or three years, prefer lower monthly payments, drive under 12,000 miles per year and want to avoid paying for any major repair work.

However, you should think about purchasing your next vehicle if you like to keep your car for longer than three years, drive in excess of 12,000 miles per year, customize your vehicle and one day payoff your vehicle so you have any monthly car payment.
Why Do Leases Cost Less?

As an example, if you lease a car that costs $20,000, that will have an estimated value of $13,000 after 24 months, you pay for the $7000 difference (depreciation), plus finance charges, plus fees.

When you buy, you pay the entire $20,000, plus finance charges, plus fees. This is fundamentally why leasing offers significantly lower monthly payments than buying.

Valley Hi Toyota can help.
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