You can file bankruptcy on your student loans. It's just hard to do. Plus it takes an extra step.
First, you file bankruptcy. Either a chapter 7 or chapter 13 will do.
Next, you have to file an adversary proceeding.
The adversary proceeding is a lawsuit where you argue to the court that you should be able to discharge your student loans because they're an undue hardship to you and your dependents.
Filing the adversary proceeding will costs you extra attorneys fees; it's not included in the money you paid the bankruptcy attorney to file your case.
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