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The short answer is not normally.

Normally the debt collector must have a judgment against you in order to garnish your wages in Alabama.

There are some exceptions when dealing with federal student loans or other federal debts but if we are talking about a credit card or medical bill or home mortgage or car loan, it normally violates the FDCPA (Fair Debt Collection Practices Act) for the collector to threaten garnishment. Unless they have a judgment.

If you have questions about whether the collector has violated the law so that you can sue the collector, get with a lawyer in your state to help you answer those questions.

If you are in Alabama we are happy to talk to you.

Best wishes and thanks for watching the video!

John

John G. Watts
Watts & Herring, LLC
Representing consumers across Alabama
205-879-2447
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"No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." Our free weekly webinar is here -- [ Ссылка ] -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can!

"No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers."

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