How to get a VA loan even if you have bad credit
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✝️WHO YOU ARE IN THE EYES OF GOD✝️

You are LOVED…
"But God showed his great love for us by sending Christ to die for us while we were STILL sinners.”
Romans5:8NLT

You are FORGIVEN...
"For he has RESCUED us from the kingdom of darkness and transferred us into the Kingdom of his dear Son, who purchased our freedom and FORGAVE our sins."
Colossians1:13-14NLT

You are CALLED…
"For we are God’s masterpiece. He has CREATED us anew in Christ Jesus, so we can DO the good things he PLANNED for us long ago."
Ephesians2:10NLT
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🔍ABOUT🔍

So many veterans believe that you need to have perfect credit or the most ideal deb-to-income ratio in order to qualify. The reason for this is due to poor guidance from real estate professionals and lenders who don't understand the VA guidelines. The VA loan is not a DTI or debt-to-income based loan. It is a residual income based loan. There also is no minimum credit score with VA loans. Now sure, with this comes a bit of a caveat. You see the VA does not do loans, the VA "guarantees" the loan. Lenders are who do the loan and its up to them to decide how much of the VA guidelines they want to follow word for word or if they want to add some type of overlay or added restrictions on top of the VA guidelines. In this video I am going to show you how to get a VA loan with bad credit or less than perfect credit along with some tips and tricks to help boost your credit rating.
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#VALoans #BadCredit #HomeLoans #MortgageOptions #QualifyForAVALoan #CreditScore #HomeOwnership #MililtaryHomeLoans #VeteranFinancing #VA #VAHomeLoanProgram #VAEligibility #VAHomeLoans #VeteransBenefits #MilitaryHomeOwnership #BuyingAHome #RealEstateFinancing #PurchaseHome #LowInterestRates #MilitaryHousing

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🚧DISCLAIMER🚧

The content in these videos shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or other and may be outdated or inaccurate; it is your responsibility to verify all information yourself. This is a YouTube video for entertainment purposes ONLY. All stats, data, house pricing, and anything else mentioned is always subject to change and is provided merely as an example at the time of this recording. This was created for educational purposes only and the opinions in this video are my own and do not reflect those of my employer.

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⏱️TIMESTAMPS⏱️

00:00 Intro
00:55 VA Loan Credit Score Requirements
02:16 VA Loan Debt To Income Requirements
04:11 How VA Loan Underwriters Work
05:45 What Causes A VA Loan To Get Denied
07:18 How To Get A VA Loan With Bad Credit
11:54 Most Important Things To Know

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