🎯 Are your retirement accounts a ticking tax time bomb? 💣
If you’re nearing or in retirement, understanding Required Minimum Distributions (RMDs) is critical to saving thousands in taxes.

Here are my 5 top tips to reduce your RMDs:
1️⃣ Start early with strategic tax planning.
2️⃣ Use Roth conversions to lock in lower tax rates.
3️⃣ Donate smarter with Qualified Charitable Distributions (QCDs).
4️⃣ Explore Qualified Longevity Annuity Contracts (QLACs).
5️⃣ Reevaluate annually—tax laws change!

✅ Ready to optimize your retirement savings? Book a free consultation 👉 [ Ссылка ]
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