Personal loans and credit cards provide two common forms of debt to pay for expenses. However, with two products to choose from, which one might be best? In this video I discuss seven points of differentiation between the two financial products, to help you decide which may be best for you.
If you'd like to read more about personal loans, MoneyHub have written a comprehensive guide at [ Ссылка ] .
For a New Zealand based article exploring ways to get on top of personal loan or credit card debt, this article has some great tips and tricks you can follow today [ Ссылка ]
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► 0:00 Intro
► 0:47 Personal Loans and Credit Cards
► 1:16 1. Amount You Can Borrow
► 2:01 2. Flexibility
► 2:41 3. Term of Debt
► 3:36 4. Security/Collateral
► 4:09 5. Interest Rates and Fees
► 5:18 6. Convenience
► 6:02 7. Rewards, Cashback, Offers
► 6:42 Where to Get Them
► 7:20 Real Example Providers ASB and ANZ
► 9:15 Summarising Pros and Cons
► 9:53 Outro
Disclaimer:
I am not a financial adviser. This video is for education and entertainment purposes only. Seek professional help before making any investment decision.
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