What is Loan to Value Ration (LTV) why is it important, and how to calculate LTV? Did you that a lot of people assume that when they apply for a mortgage, that the lender will only consider their current income, credit score and their credit history. Well that's not 100% true and in this video I am going to explain exactly what LTV is and why LTV or Loan to Value Ratio is one of the most common terms used in the mortgage world.

By the end of this video you will be able to answer:

What is LTV?

Why is LTV so important?

ltv ratio explained

and last but not least

Does your LTV need to be high or low?

#DamienLGrant #LoanToValueRatio #FundYourMortgageTV

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Intro 0:10
LTV Defined 0:45
LTV Purchase vs. Refinance 1:47
Common LTV 1:02
Calculating LTV 2:34
Why LTV is Important 3:38
Benefit of Low LTV 3:57
Outro 4:27

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LTV, Loan to Value Ratio, Fannie Mae, Freddie Mac, What do they look for in a home appraisal, What happens if the appraisal comes in low, How does the appraisal work, Mortgage appraisal process, What is a FHA Loan, FHA mortgage loan process, Appraisal Waiver, Appraisal Process, Property Appraisal, PWI, ACE, Home Inspection, fha mortgage, First time home buyer, Real Estate, Damien L. Grant, Fund Your Mortgage TV

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