Jumbo Loan Conventional Underwriting

Great news for The San Francisco Bay Area and the Nation! New Jumbo Products have come out the follow conventional guidelines. What does that mean?

Historically Jumbo loans, loans $1.00 above the county conventional loan limit, have had much tougher guidelines than conventional loans. Since they came back out 6 months ago, it has been difficult, if not impossible, for self-employed borrowers, borrowers shy on reserve assets, borrowers who had a forbearance, etc.

These new guidelines follow much looser Fannie Mae guidelines which will help a lot of people out there!

Hi Lights Include:
30 year fixed
Loan amounts to 2.5M
45% debt to income ratio
89.99% Loan to Value
Minimum 680 Fico
Purchase/Refinance/Cash Out
Primary and Secondary Residences
1 and 2 unit homes


Find out more about our loan process here:
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