Watch this episodes POST SHOW here: [ Ссылка ]

Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: [ Ссылка ]

That's right... Dirty Money is BACK, with new and old designs ;) [ Ссылка ] only available through the end of this month

▶EDUCATION: LABOR DAY SALE EXTENDED. All Courses and Bundles are an extra 30% off through September 6.

1) The best budgeting program online: [ Ссылка ]

2) Get my investing class and I’ll give you a $100 moomoo cash reward: [ Ссылка ]

3) Get all the tools you need to reach financial freedom. Bundle my budgeting program + investing program for 15% off: [ Ссылка ]

4) Get your own Hammer Financial Score: [ Ссылка ]

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▶MORE FINANCIAL AUDIT
Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: [ Ссылка ]

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▶RESOURCES

1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: [ Ссылка ] *affiliate link

23) Click this link [ Ссылка ] to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms & Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus [ Ссылка ]

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: [ Ссылка ]

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: [ Ссылка ] (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB [ Ссылка ]

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: [ Ссылка ]
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▶OTHER CHANNELS:

1) Your Week In Money: [ Ссылка ]

2) Financial Audit Follow-Ups: [ Ссылка ]

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▶CHAPTERS:

00:00 Job and income
04:50 Why haven’t you changed?!
10:00 'Betus 🍪
13:40 Okay let’s hear it…
18:00 They’re a big BABY!
26:48 Are you kidding me?!
30:30 Name a sacrifice!
36:10 Dude you’re missing so much retirement
37:10 Let’s dive right in!
43:25 Collections! Gahhh!
45:40 Did someone say resources?!
50:08 I’m going to lose my MIND!
54:00 Take responsibility!
1:00:09 What a joke of an account
1:00:33 They need a budget
1:10:24 Here's what you need to do!
1:15:43 Hammer Financial Score
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▶EXTRA

1) My website: [ Ссылка ]

2) My socials: [ Ссылка ]

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: [ Ссылка ]
Any questions? Email casting@calebhammer.com
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These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
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▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com

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