3 KEY THINGS TO KNOW ABOUT THE APPEALS PROCESS AND LTD CLAIMS on the Disability Law Show with disability lawyer James Fireman. Learn how to fight back against the insurance company and get what you're owed in Ontario, British Columbia, and Alberta on Season 4 Episode 09 of the only disability law show on TV in Canada.

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🚨 Insurance Rights & COVID-19: [ Ссылка ]
📧 help@disabilityrights.ca
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*FEATURED ON THIS EPISODE...*

0:00 - Intro

🔹 Can union members hire a disability lawyer if their claim is denied? - 3:30
I'm a teacher and a union member and was denied disability benefits a year ago. I appealed the denial but was unsuccessful. Can I still speak to an external disability lawyer for help with my claim?

📧 Unable to access therapy needed due to COVID-19 while on LTD - 7:06
EMAIL from Help@DisabilityRights.ca: “I suffered a breakdown earlier this year due to the death of my mom and the end of a relationship. My doctor advised that I take time off work, given my history of depression and anxiety. I haven’t been able to access the psychotherapy that I need, but my insurer is constantly asking me to provide more medical information and I’m worried my benefits will be cut off. What should I do?
• Invisible Illnesses and Long-term Disability: [ Ссылка ]

▶️ 3 Key things to know about the appeals process and LTD claims:

1️⃣ The appeal process was created by insurance companies and puts claimants at a disadvantage - 14:28
• Appeals Process: [ Ссылка ]

2️⃣ Appeals are an internal process within insurance companies and are not sent to a neutral third-party arbitrator. 16:50

3️⃣ Appeals are rarely successful and typically a waste of time for claimants. 18:56

❓ Told to do sedentary work by insurance adjuster while undergoing cancer treatment - 24:22
[ Ссылка ]: "My long-term disability benefits were denied even though I am undergoing treatment for breast cancer. The insurance company believes I can still do sedentary work and is telling me to look for another position. Can they do this?"
• Cancer and LTD: [ Ссылка ]

📧 Denied LTD benefits after a failed attempt to return to work - 26:15
EMAIL from Help@DisabilityRights.ca: “I've been on a withdrawal management program through LTD the past 3 years. After failing an attempt at a return to work, I tried to re-start my insurance benefits but was denied. The adjuster told me that it was due to insufficient medical documentation. I don’t know how this is possible as my doctor submitted a ton of information. What can I do?"

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