If you're a self employed small business owner with a solo 401k and employees this video is for you.
The solo 401k is a single participant 401k plan that is much simpler the manage than the traditional 401k plans. Once you have part time or full time employees then you need to pay close attention to possible mandatory changes to your 401k retirement plan.
The Secure Act of 2019 added some complexity to the solo 401k and eligibility requirements for employees. The same retirements apply for the traditional 401k retirement plan as they do for the solo 401k.
The key to understanding how this works in that the solo 401k is based on eligible participants. So, even if you have employees you may still not have eligible participant employees.
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