'물가에 이자부담까지…' 은행 가계대출 금리 22개월만에 최고


Interest rates on new household loans issued in December rose for the fourth month in a row... as the government tries to get a handle on record-high household debt.
According to the Bank of Korea, in December the average interest rate on fresh loans came to 3-point-2-9 percent... up about a tenth of a percent from the month before.
Mortgage rates were up the same amount, averaging 3-point-1-3 percent.
A BOK official said part of the rise in local interest rates is due to the U.S. Federal Reserve's own rate hike.
A higher debt burden for consumers, some worry, will put a bigger damper on spending, especially combined with a sharp rise in the price of food products like eggs, which are in short supply due to the ongoing bird flu outbreaks.
The nation's overall household debt as of the end of September stood at a record high of nearly 1-point-3 quadrillion won, or about 1-point-1 trillion U.S. dollars.
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