Under the home loan overdraft facility, borrowers can deposit surplus funds in their home loan overdraft account, usually either in the form of a savings account or current account linked to the home loan. The average balance of the linked account is deducted from the outstanding loan amount while calculating the interest component.

This video is for educational and informational purposes only. Viewers should consult their Insurance Advisors/financial advisors/ Tax Consultants before making any investment decisions.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes.

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