Check out BOTH Cards HERE: [ Ссылка ]

Click “Show More” to see my Favorite Financial Tools


▽MY FINANCIAL TOOLS▽

🏦 SoFi Complete Money Management
➤ Checking & Savings - [ Ссылка ]
➤ Credit Card - [ Ссылка ]
➤ Invest - [ Ссылка ]
➤ Budgeting - [ Ссылка ]

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💰 Chime Fully Online Banking
➤ Sign-Up for Chime HERE: [ Ссылка ]
➤ Chime Credit Builder HERE: [ Ссылка ]

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💳 Favorite Credit Cards
➤ Chase Sapphire - [ Ссылка ]
➤ Capital One Venture X - [ Ссылка ]
➤ Chase Ink Business - [ Ссылка ]
➤ Amex Green - [ Ссылка ]
➤ Amex Platinum - [ Ссылка ]
➤ Amex Business Gold - [ Ссылка ]

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📊 Wealthfront Automated Investing
➤ First $5,000 Managed for FREE - [ Ссылка ]

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💵 Current Card
➤ Current | Modern Banking App - [ Ссылка ]

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📸 MY CAMERA GEAR
➤ My Camera: [ Ссылка ]
➤ My Microphone: [ Ссылка ]
➤ My Lights: [ Ссылка ]

Alright so first of all we have the Citi Custom cash card which is definitely the newer of the two products and right out of the gate this card is going to give you a $200 cash signup bonus when you spend just $750 in the first three months of having this card. And considering this product has no annual fee, a $200 signup bonus sounds pretty good to me and a spending requirement of just $750 in three months is actually not that high compared to similar products like the Wells Fargo active cash card which has a $1000 spending requirement in order to get their signup bonus. Now the custom cash card is fairly unique in that it's going to give you 5% cash back on your highest eligible spending category each billing cycle and 1% back on everything else. Now 5% back sounds awesome but unfortunately, this is capped at $500 in spending each billing cycle however you are able to earn that 5% on very common spending categories like restaurants, gas stations, grocery stores, selects travel purchases, transit, streaming services, drug stores, home improvement, fitness clubs, and even live entertainment.

Similar to the custom cash card, the freedom flex also has no annual fee and is going to offer you a $200 signup bonus but in this case, you only have to spend $500 in the first three months which to my knowledge is the lowest spending requirement in order to earn that sign up bonus on the market currently. Plus on top of your $200 signup bonus, chase also has a new member offer that is going to give you 5% cash back on all of your grocery store purchases in your first year on up to $12,000 in spending. Now I will tell you that unfortunately that offer does exclude Target and Walmart but there's a lot of other places that you can buy your groceries from and the fact that you can get 5% back on those purchases for a full year is pretty insane and unless you are feeding a small army, a lot of you might not be spending more than $12,000 per year on groceries meaning you're going to get 5% back on all of those purchases for that first year which is essentially 5% off of groceries. OK but outside of that signup offer, the chase freedom flex currently gives you 5% cash back on up to $1500 in purchases each quarter on bonus categories, 5% cash back on purchases made through the chase travel portal, 3% back on dining at restaurants including takeout and delivery services, 3% back at drugstores, and 1% back on all other purchases. Plus right now through March of 2022 you'll earn 5% cash back on all Lyft rides and you get three months of dash pass for free.

With the Freedom Flex you're also going to get all of those additional cash back bonuses that I mentioned earlier with the biggest one in my opinion being the 3% back on dining at restaurants plus takeout and delivery and that cash back is unlimited so if you're like me and you spend a little bit too much on food then the freedom flex card is definitely going to be the better choice for you. But even outside of cashback, you get so many additional benefits with the freedom flex card outside of the standard MasterCard World Elite program. So that in my opinion, this one is an obvious choice.

Music from Epidemic Sound

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