At first glance, there is a huge amount of disagreement over whether annuities are "bad" or "good."
The basic battle lines appear to be drawn between the investment sector (think, for example, Ken Fisher), on the one hand, and the life-insurance industry (e.g., Tom Hegna), on the other.
I began this project with the intention of doing a "pro"-and-"con" video, like several others I've recorded recently.
For example:
Should you insure your kids or not?
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Or...should you take your pension as a lump sum or in installments?
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But, as my investigations into annuities progressed, I discovered -- to my amazement -- that there was more AGREEMENT than I had predicted.
(The agreement *is* arguably widespread -- even if my titular "all agree" takes some artistic and self-promotional liberties!)
I decided to report on what I found.
In this presentation, then, you can listen to (and read about!) what people on "both sides" of the annuity debate have to say about the Single-Premium-Immediate Annuity, usually termed the "SPIA."
Disclaimer: I am not a money manager or retirement planner. This video is for general informational or entertainment purposes only. Nothing herein should be construed as providing financial, insurance, investment, legal, retirement, savings, tax, or any other sort of advice. If you need personalized evaluations or recommendations, consult licensed experts in your area.
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