Description:
The 50/30/20 rule is a simple budgeting method that helps manage your income effectively. It divides your after-tax income into three categories:

50% for Needs – Essentials like rent, groceries, and bills.
30% for Wants – Entertainment, hobbies, and dining out.
20% for Savings & Debt – Investments, savings, or paying off loans.
This rule ensures you live within your means while consistently saving for the future. It’s perfect for beginners looking to take control of their finances!

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