Are pensions still the best way to save? Now that pensions are subject to inheritance tax, should they be withdrawn before an ISA in retirement? Let's explore top strategies to boost wealth and lower taxes.
Work with me to plan your financial future [ Ссылка ]
Chapters
00:00 Introduction
00:36 Employer match for pensions
01:15 Using an ISA to save for a property
01:39 Salary sacrifice vs Additional Voluntary Contribution
02:58 Best options for 20% tax payers
05:37 Best options for 40% tax payers
07:11 ISA bridge for early retiress
07:52 Minimum pension to utilise personal allowance
09:08 Pension changes after age 75
10:05 FAD vs UFPLS
10:37 ISA inheritance rules, gifting & annuities
13:09 Benefits of financial planning
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