Here’s my travel wallet setup:

- a few easy cash envelope categories like tips & eating out
- ID (keep that passport in the safe)
- travel credit card(s)

This is my everyday carry wallet. I carry the least on me bc I need my purse light. I hate feeling weighted down on vacay.

Per usual, I use cash for planned expenses like:
- food
- shopping

I use my credit card for larger expenses like:
- flights
- hotel
- Uber

But I expense track all that credit card spending and pay it off as soon as those transactions clear.

HOW I AFFORD TRAVEL YEAR-ROUND
I budget travel into our monthly budget so there’s never any surprises. I sacrifice a lot of other things like:
🚫
- nails 💅🏾
- hair
- lashes
- movies/bowling/entertainment

I realized years ago that my time is precious so I choose to spend time with my dtr & pay HER to do my mani/pedi. I do my own reties (I have Sisterlocks) or my loctician & I do each others hair for FREE.99

🗣️ I AM NOT SAYING STOP GETTING YOUR NAILS DONE

I got my nails done off & on for years where I live and honestly, I haven’t found anyone worth the price so it was easy to let all that stuff go.

Also the weather is 80 degrees everyday (except a couple months where it might drop to a cool 65 😏) so I stay in the ocean, somebody’s pool or sauna, etc.

This lifestyle change means idc about lashes and makeup. I care about health, skincare & my mental.

Here’s what I do spend money on:
- facials & simple, clean products
- therapy
- vitamins, powders, fruits/veggies

Anyway I know this is a travel post but it all relates to me bc when I feel good, I feel like traveling so boom 😂

But, travel is life for us sooo that’s all folks!

Anybody else a travel girlie?

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#budget101
#howtobudgetmoney #cashbudget

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