Your payment gateway protects your customer’s credit card information when they make a purchase at your online store. You can think of your payment gateway as the gatekeeper for all your customers’ online transactions. Your payment gateway encrypts the cardholder’s data during credit card payments and debit transactions.

Your payment processor moves money from your customer’s account to your (merchant account) during debit card or credit card transactions. However, your physical POS station, not your online payment gateway, is the entity that approves the transaction during physical sales.

You will work with a payment processor whether your store is fully online, or you also have a physical location. The payment processor is the necessary middleman for all retail transactions. On the other hand, you only need a payment gateway if you have an online store or use a virtual terminal. In the end, the question isn’t “payment gateways vs payment processors.” The question is: Which combination of solutions is right for your business needs?

To learn more about payment gateways and payment processors, read our blog post here: [ Ссылка ]

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