In this video, I’m going to cover the four non-negotiables for securing SBA loan approval. We’ll look at everything from relevant industry experience and credit scores to essential cash flow metrics and required down payments.

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0:00 Introduction to SBA Loan Business Plan Tips
2:40 Tip 1: Relevant Industry Experience
5:47 Tip 2: Credit Score Requirements (650+)
10:33 Tip 3: 10% "Down payment"/ Owner Investment
13:46 Tip 4: Debt Service Coverage Ratio (1.25+)
17:20 Summary of Key SBA Loan Requirements


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