Is it easy to get a land loan in Tamil nadu?
People are generally buying land either purely as an investment or for building a house. So, if you are looking to buy a plot, you may not be eligible for a home loan, but for a land loan.
Home loans are available only for the property already constructed, under
construction or likely to undergo construction soon. For funding the
purchase of a vacant plot, you will have to go for a land loan instead. Although the terms, rates and processes related to land loans are similar to that of a home loan, there are some basic differences between the two as explained in this video, i.e. Land loan vs Home loan.
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