This is why I’m on Capital One's naughty list. Take an inside look at what happens when I apply for the Capital One Savor One. I've been wanting this card for almost a year, but Capital One refuses to approve me.

In this video, you'll see how the pre-approval tool doesn’t guarantee you'll be approved for a credit card. I also wanted to show you how Capital One's reconsideration line isn’t really a reconsideration. Don't get me wrong, I still like Capital One. This video is just an example of how hard it is to get approved for a Capital One credit card when you have too many inquiries or credit cards open.

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