In the credit and lending space, exhausting data about a client’s fundability is crucial. In this final installment of Into the Madness, host Merrill Chandler deep dives into credit profile, consumer disclosure, and myFICO. He takes us through the details of an Experian consumer disclosure and how it records all the salient information that is used in a 24-month lookback period and evaluated by FICO and by lender software. He also notes the importance of the synchronization between all three credit bureaus – namely, Experian, TransUnion, and Equifax - to suss out the truth and send in our accuracy audits.

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