“Buy now, pay later” is a popular payment method that works like a small extension of credit—but does it actually affect your credit reports and scores? Tune into this episode of Credit Countdown to find out if BNPL can help or hurt your credit score.

TIMESTAMPS
0:00 Intro
0:38 What is BNPL?
0:58 Examples of BNPL
1:43 BNPL vs. layaway
2:41 The benefits of BNPL
3:09 Does BNPL affect your credit reports and scores?
3:41 Short-term installment loans
4:41 Can BNPL hurt your credit scores?
4:56 The future of BNPL and credit reporting

ABOUT CREDIT COUNTDOWN
Credit expert John Ulzheimer shows you how credit works. Having worked in the credit industry for nearly three decades for companies such as FICO, Equifax, and Credit.com, John Ulzheimer is one of our nation’s most sought-after credit experts and the leading authority on credit-related topics.

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